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Woman’s Life Insurance Society ®
A Fraternal Benefit Society
1338 Military Street
P.O. Box 5020
Port Huron, MI 48061-5020
Flexible Premium
Deferred Annuity
(M99-2200 FLEX)
▶ Guaranteed minimum interest Minimum premium $1,000 lump
5.00% rate as stated in your contract at sum ($500 under age 25) or estab-
lished automatic bank draft:
the time of issue
▶ 10% annual withdrawal without ▶ Ages 0 – 24: $25/month
total first-year interest rate surrender charges ▶ Ages 25 – 49: $50/month
on all account values (after 1st year) ▶ Ages 50 and over: $100/month
▶ Guaranteed principle less any
prior partial withdrawals
▶ Interest rate includes 2.10% first- ▶ Tax-deferred accumulation of Contact your Woman’s
year bonus; current interest rates assets for the future Life Representative, visit
not guaranteed and subject to ▶ Nursing Home & Terminal WomansLife.org/Retirement,
change Illness Waiver or call 800-521-9292 ext. 261 to
▶ Available as a traditional or ▶ A lifetime income payout option get started today!
Roth IRA, or nonqualified plan; for a retirement income you
suitable for 401(k) rollover can’t outlive
During the first four years, there is a 7% surrender charge. Beginning in year five, the surrender charge decreases 1% each year and reaches
zero in year eleven.
Withdrawals may be taxable.
Surrender and withdrawal charges are waived for confinement to a nursing home of either member or spouse for more than 30 days duration
(not available in NJ, NY, or PA) or terminal illness with less than 12 months life expectancy of either the member or spouse (not available in
NJ or NY)
Not a deposit. Not FDIC insured. Not insured by any Federal Government Agency. Not guaranteed by any bank. May lose value.
Not available in all states.
14 WOMANSLIFE.ORG FALL 2023