Find an
Agent

Woman’s Life Insurance Society

Whole Life Insurance

Common Features of Whole Life Insurance Plans

  • Life insurance coverage is provided for the whole life of the insured beginning at the time the policy is issued.
  • The premium amount is partially based on the age of the insured when the policy is issued so premiums are lowest at the youngest issue ages. Once the premium amount is determined at issue, it remains level throughout the duration of the policy unless the policy owner makes changes to the policy.
  • Premiums are generally required for the total duration of the policy.
  • Whole life insurance policies include guaranteed cash values that usually increase annually. The cash value is available to the policy owner through policy loans or at surrender of the policy. If the policy owner is unable to maintain premium payments, the cash value may be designated to pay premiums until the value is exhausted. Taking loans against the cash value, either as lump sums or to maintain premiums, decreases the death benefit. However, loans may be repaid which restores the death benefit. Surrender terminates the policy.
  • Whole life insurance policies may be participating policies and eligible for dividends declared as a partial return of premium. However, dividends are not guaranteed.
  • The death benefit is usually paid tax-free to beneficiaries and avoids probate.
  • Whole life insurance can be appropriate for insurance needs that continue or grow throughout life such as final expenses, ongoing needs of dependents, repayment of very long-term debt, or legacies.

Woman’s Life Insurance Society® Offers the Following Whole Life Insurance Plans

Consider the Gift of Financial Security for your loved ones.

For more information, request a free, no obligation needs analysis with a Woman’s Life representative.

Make the Connection: As a community life insurer, Woman’s Life provides the financial protection you expect with the added benefit of helping those in need. When you plan ahead to protect your family’s financial security, you also help support scholarships, soup kitchens, charitable events, and more. Through our Chapter Financial Support Programs, we support communities to help neighbors, friends, and families. Click here to learn about the Communities and Causes supported by active Woman’s Life Chapters.

Logon

I am a Member

MemberWeb
  • Manage My Certificates
  • Make Payments
  • Update My Profile Information
  • Request Membership Card
  • Apply for Good Health Benefits

I am a Chapter Officer

ChapterWeb
Logon
  • Access Chapter Support Benefits
  • Request Financial Support
  • Request Event and Chapter Promotion Materials
  • Submit Monthly Activity Reports
  • View Progress Toward Earning Bonuses

I am an Agent

AgentWeb
  • Access Applications
  • Review Product Information
  • Personalize Marketing Materials
  • View Commission Statement

Not sure what to do?

Contact Us or call (800) 521-9292