Step 2: Submit Documents

Complete the Claim for Death Benefit form, following the instructions. Note: a beneficiary may request to have this form mailed to them by emailing our Claims Department or calling 800-521-9292.

Submit the Claim for Death Benefit along with additional required documentation to Woman’s Life Insurance Society.

Return completed forms and documentation via our Secure Claim Center or mail to Woman’s Life Insurance Society, c/o Claims, 1338 Military Street, PO Box 5020, Port Huron MI 48061-5020.

In most cases the required documentation includes:

Express Claims - $1,500 or less

The claim may qualify for Express Claims processing, and the Claim for Death Benefit may not be required, when the following requirements are met:

• The death benefit proceeds of the life certificate(s) totals $1,500 or less.
• The named beneficiary(ies) will receive the death benefit proceeds.
• Acceptable proof of death is submitted (claim form not required):
  A Certified Death Certificate is preferred, a copy may be acceptable. If the Certified Death Certificate or a copy is not available, two alternative forms of proof are required:
  • Woman’s Life Funeral Home Verification Form – completed and submitted by the Funeral Director
  • Death Master File verification – completed by Woman’s Life Claims Representative
  • Copy of the obituary
  • Photo of the cemetery head stone

Exclusions may apply for: Annuity claims; contestable claims; claims involving deceased beneficiaries, minor beneficiaries, trust or estate beneficiaries; divorce situations; accidental, suicide, or homicide deaths; assignments; beneficiary changes within the past 180 days; or when statutory interest is over $600. Please contact our Claims Department for more information.

ACH Direct Deposit Authorization Form

To request Direct Deposit of the death benefit, please complete the Direct Deposit Authorization Agreement. Note: a voided check or savings deposit slip will also be required.

I-621c Direct Deposit Authorization Agreement

Standard Claims - Over $1,500

• A Claim for Death Benefit form completed by each beneficiary is required. Note: a beneficiary may request to have this form mailed to them by emailing our Claims Department or calling 800-521-9292.
• Proof of death submitted to Woman’s Life. A Certified Death Certificate is required for claims $25,000 or more. For claims less than $25,000, a Certified Death Certificate is preferred, or a copy is acceptable. If the Certified Death Certificate or copy is not accessible, two alternative forms of proof are required:
  • Woman’s Life Funeral Home Verification Form – completed and submitted by the Funeral Director
  • Death Master File verification – completed by Woman’s Life Claims Representative
  • Copy of the obituary
  • Photo of the cemetery head stone

ACH Direct Deposit Authorization Form

To request Direct Deposit of the death benefit, please complete the Direct Deposit Authorization Agreement. Note: a voided check or savings deposit slip will also be required.

I-621c Direct Deposit Authorization Agreement

Step 3: Evaluation & Payment of Claim

After receiving the claim form and required documentation, the Claims Department will process your claim. If additional documentation is required or if the claim form is incomplete, you will be contacted in a timely manner.

When all required documentation is received and approved, and there are no special circumstances involved, the beneficiary can expect a claim check and death claim statement by mail in 1 to 3 weeks. For direct deposit recipients, within approximately one week of receipt of all required claim documentation, the death claim statement will be sent via secure encrypted email as confirmation that the direct deposit was successfully processed.

If you have any questions, do not hesitate to contact our Claims Department.

For more information about filing your claim, visit our FAQs and select Claims.