Whole Life Insurance

When lifelong protection is the top priority for your loved ones, Whole Life Insurance can provide the guaranteed death benefit you want with a fixed premium that will never increase.

Whole Life Insurance is a permanent life insurance policy with optional riders that allow you to customize a strategy that fits your needs, your budget, and your life. The added benefit of cash value accumulation provides funds you can borrow to help pay for things like retirement, education or other needs.

Key Features

• Guaranteed level premiums so your payment never increases when premiums are paid on time
• Guaranteed protection for your entire life (up to age 121)
• Guaranteed cash value accumulation, which you can borrow from in the future
• Customizable with term riders
• Accelerated underwriting for policies with a face value of up to $50,000
• Convenient monthly electronic fund transfer payments, other options include quarterly, semiannual and annual payments

Important Advisories

• $50,000 minimum will be allowed if converted from Guaranteed Insurability Option for Select, Select+ and Tobacco issue ages 18-45.
• Minimums may be met with $25,000 of base and the balance of a term rider (Term Rider minimums must be met).
• Loans will reduce cash values and death benefit. Loans are subject to a maximum effective interest rate charge of 8.0%, which if not paid is added to the loan debt. The policy will terminate if the loan debt equals or exceeds the cash value.
• Like all life insurance policies, this policy and any associated riders have exclusions, limitations, reduction of benefits, and terms under which the contract may be continued in force or discontinued. For costs and complete details of coverage, contact your representative or call 800.521.9292.

Whole Life Insurance ICC19 WL 2; ICC19 WL 2 SPN; 2021 WL 2 FL and 2021 WL 2 FL SPN.Term Life Insurance Rider ICC20 TRM RDR1; ICC20 TRM RDR1 SPN; 2020 TRM RDR1 FL and 2020 TRM RDR1 FL SPN.

Request a free, no obligation needs analysis with a representative for more information.

Make the Connection: Woman’s Life, a Trusted Fraternal Life brand, provides the financial protection you expect with the added benefit of helping those in need. When you plan ahead to protect your family’s financial security, you also help support scholarships, soup kitchens, charitable events, and more. Through our Chapter Financial Support Programs, we support communities to help neighbors, friends, and families. Click here to learn about the Communities and Causes supported by active Woman’s Life Chapters.

Woman’s Life® is a Trusted Fraternal Life™ brand. Life insurance and annuities issued by Trusted Fraternal Life, Milwaukee, WI. Not available in all states. Speak with a representative to learn about specific products, costs, and benefits and to determine which is right for your needs.